Overview - CreditSME is a debt specialist that arranges funding solutions for businesses on the best available terms. Our focus is on loan sizes of $5m and above where we work with you to understand your business and funding requirements and then run a structured competitive process with the most suitable potential lenders to obtain the best loan terms and fit for your business. We also have an online loan matching service for businesses seeking facilities of $1m to $5m.
Experience - CreditSME has arranged over $500m in loans for Australian businesses and is experienced in arranging loan facilities across all types of business loans including bank loans and overdrafts, unsecured loans, commercial finance, invoice finance, trade finance, equipment finance, acquisition finance, terms loans for growth funding, venture debt, bank guarantees, surety bond facilities and project finance.
Relationships - CreditSME has relationships with all of the major banks, specialists working capital financiers, property finance specialists, equipment financiers, private credit funds, venture debt funds and other lenders to ensure clients are matched to the most optimal lender and funding solution. Our knowledge and expertise also helps to best ensure a smooth, timely and efficient loan application and approval process that is achieved within a clear and realistic timeframe.
Next steps - Contact us today (awelsh@creditsme.com.au) to arrange an initial meeting or call for loan sizes $5m + or Apply Now for loans $1m to $5m to get the process started to find the best loan solution for your business or client.
A full advisory mandate for businesses seeking $5m + in new funding or refinancing. We analyse the business and funding requirement, run a competitive process across suitable lenders, and manage negotiations through to financial close
Typical options to be no direct fees charged (where a commissioned is earned from the lender) or can be on a direct success fee basis.
Contact us (awelsh@creditsme.com.au) today to set up an inital meeting or call.
CreditSME provides a commercial finance broking service to businesses for any business or commercial funding requirement.
CreditSME is licensed to arrange commercial and business finance facilities with all of the key lenders in the market. CreditSME has a strong understanding of the lending appetite and approval processes of these lenders to enable a targeted and efficient loan application process and on timelines that are well defined and achievable.
Complete an "Apply Now" application to get the process started and we'll provide indicative loan terms and/or get in contact to discuss your business and funding requirement in more detail if needed.
CreditSME provides an online lender match to enable businesses to quickly obtain the best loan terms available for their specific funding requirement from over 125 lenders.
After receiving indicative loan terms, businesses can then request CreditSME to manage the loan application with the selected lender through to loan approval and funding.
Click here to start the process and quickly obtain the best loan terms for your business or client.
The team at CreditSME have arranged over $500m of loans for Australian business using their extensive experience in credit analysis, business lending and debt advisory to get the best available outcomes for clients.
CreditSME has partnered with over 125 bank and non-bank lenders including the major Australian banks, regional banks, specialist non-bank lenders, marketplace lending platforms, credit funds and other private investors. These lenders have been selected to best ensure businesses have access to the most suitable funders and best available loan terms.
CreditSME is an authorised credit representative under Australian Credit Licence 384704, an accredited member of the Finance Brokers Association of Australia and a member of Fintech Australia.
Businesses: CreditSME's typical clients are established operating businesses with a debt funding requirement of $5m or higher (or lower for the online match or finance brokering services). The typical need for funding for CreditSME's clients stems from both day to day operating factors such as growth in the business, short term cashflow constraints and the need for increased working capital flexibility and one off transactions such as the purchase of equipment, acquisition of another business or the purchase of a property. CreditSME's client base spans a wide range of industries and business sizes with revenues typically in the range of $5m to $150m per annum.
Business Advisors and Intermediaries (Partners): The vast majority of CreditSME's clients are referred by advisors to businesses and their owners including accountants, lawyers, financial planners and mortgage brokers. CreditSME welcomes a discussion with an business advisors to see how we can assist your clients with the debt funding requirements and structuring.
CreditSME is able to arrange business loans for companies across all sectors including:
CreditSME will look at the optimal financing solution for a company's situation including:
CreditSME has partnered with 125+ lenders and investors to best ensure a loan solution for all businesses including:
