CreditSME is experienced in arranging finance for businesses across the healthcare industry. CreditSME has strong relationships with the healthcare teams with all of the banks that are most active in the healthcare sector. Borrowers in the healthcare sector benefit from the banks having such a strong appetite to lend to the sector and therefore able to negotiate high LVR's, low interest rates and very flexible funding solutions.
CreditSME has significant banking and healthcare experience and has completed numerous transactions in the sector
Strong relationships with the relevant teams and people within the banks
Knowledge of what loan terms are achievable through prior transactions
Streamlined process given strong knowledge of banks appetite and process
Direct relationships with the right people and teams at the banks
Deep understanding on how the lenders will assess the funding request
Ensure information is properly presented and articulated to the banks in their assessment and approval process
Given experience, capabilities and relationships in the healthcare sector, using CreditSME will best ensure clients objectives are met.
These objectives will differ for each client and typically revolve around selecting the bank that will be the most suitable long term funding partner, optimal loan pricing and/or maximise loan sizing.
CreditSME has assisted a large number of clients in the healthcare sector obtain attractive funding terms for their business including private hospitals, medical centres, orthodontic practices, veterinary practices, dental practices, healthcare product manufacturers and medical device manufacturers and distributors.
Typical financing products common in the healthcare sector are terms loan for growth, acquisitions and roll ups, asset finance, working capital solutions and commercial property loans for investment purposes for medical practitioners.
Client: Private surigical hospital backed by a group of medical practitioners and investors
Funding Solution: Significant term loan facility to fund the capex and growth of the hospital
CreditSME Value: Fit for purpose loan facility secured on attractive terms with a bank that is expected to be a strong long term partner for the business
Client: Medical Centre owner/operator
Funding Solution: Acquisition facility for a roll up and purchase of additional medical centres
CreditSME Value Add: Obtained very competitive loan terms with an efficient approval process
Client: Privately owned orthodontic practice
Funding Solution: Various growth facilities for the business and including for capex and commercial property
CreditSME Value Add: Obtained very competitive loan terms and an attractive loan structure
