CreditSME is experienced in arranging finance for businesses across the professional services industries. CreditSME has strong relationships with the professional services teams with all of the banks that are most active in the sector. Borrowers in particular professional services sectors benefit from the banks having such a strong appetite to lend to the sector and therefore able to negotiate high LVR's, low interest rates and very flexible funding solutions.
CreditSME has significant banking experience assisting the professional services firms and has completed numerous transactions in the sector.
Strong relationships with the relevant teams and people within the banks.
Knowledge of what loan terms are achievable through prior transactions.
Streamlined process given strong knowledge of banks appetite and process
Direct relationships with the right people and teams at the banks
Deep understanding on how the lenders will assess the funding request
Ensure information is properly presented and articulated to the banks in their assessment and approval process
Given experience, capabilities and relationships in the healthcare sector, using CreditSME will best ensure clients objectives are met.
These objectives will differ for each client and typically revolve around selecting the bank that will be the most suitable long term funding partner, optimal loan pricing and/or maximise loan sizing.
CreditSME has assisted a large number of clients in the professional services sector obtain attractive funding terms for their business including accounting, law, engineering and architecture firms.
Typical financing products common in the prfessionals service sector are terms loan for growth and acquisitions (including to buy out fellow partenrs), working capital solutions and commercial property loans for owner-occupied or investment purposes.
Client: Multi partner accounting firm
Funding Solution: Refinance to a term loan and working capital facility
Value Add: Achieved a more suitable loan structure with significant cost savings
Client: Multi partner architecture firm
Funding Solution: 100% LVR loan to finance the purchase of an owner occupied commercial property
Value Add: Achieved attractive loan pricing and a 100% LVR loan
Client: Mid market private engineering firm
Funding Solution: Acquisition finance facility
Value Add: Seamless and efficient process to secure funding
